by correct, it doesnt count in the event the extra is generated on financing or the c/a beneficial, it’s still prominent protection if their either in certainly one of it. from the kept. we wouldnt understand how it functions indeed there. (take advice from their once more possibly?)situation 2 = semi-flexi only has 1 membership. so their to minimize their dominating, the cash Have to credit towards casing loan membership (at the mercy of LO TnC). people fee built to your own c/a have actually nothing to do with your own principal as these accs are not linked. therefore, the next manager is “korek”. =)
Actually having scenariio step 1= I inquired this new administrator about your conventional mortgage, she told you not flexi after that recommend me personally better to bring other fully flexi package.
Scen dos= making this “korek” haha. Your form any additional fee to help you financing an effective/c commonly deduct the main amte to this LO, what about brand new T&C stated that we must provide improve observe and work out a lot more fee. but the manager told me not want as his or her LO not posting, brand new LO nonetheless in accordance with the dated one to, although bank system already upgrade. Why does ? I am scared after finalizing usually be sorry for later, all of the mth must observe lender provide downpayment .
Reached revise bank?
.As to why dont such as for instance fully flexi? If any date generate downpayment has to modify financial, we wld rather bring totally flexi. Save your time.
Heard and Hleong islamic no locking months, pledge you might give you for folks who had any futher information. Thx.
In reality getting scenariio step 1= I inquired the fresh officer regarding your antique loan, she told you perhaps not flexi up coming recommend myself best to need other completely flexi package.
Scen 2= so this is “korek” haha. Your setting any most payment to financing an effective/c often subtract the principal amte to that LO, how about the T&C reported that we must provide get better see making additional commission. but the manager informed me not require as his or her LO perhaps not inform, the fresh LO however according to research by the old you to definitely, however the banking system already change. How come ? I’m afraid just after finalizing commonly feel dissapointed about afterwards, all the mth has to notice bank provide deposit .
Surely got to revision financial?
.As to the reasons never such as for instance fully flexi? Or no date make advance payment has to posting bank, i wld instead need totally flexi. Save your time.
Read plus Hleong islamic no locking period, hope you can give us for folks who had any futher details. Thx.
whether the semi or complete flexi, their pretty much the same. consider from it because a handbook vehicles otherwise vehicles automobile. high FC or over-keep costs with the comfort vs a whole lot more base manage smaller maintaince prices. relatively talking.
out of individual views, i’ll state go complete-flexi if you have the extra bucks of course you going so you’re able to move the bucks that frequently.
i am not saying totally yes on the UOB’s pratices, but u is also seek advice from the brand new officers what type of find to help make the more payment? over the counter observe, thirty day period find ahead of time etcetera.
Does anybody with this specific financing bundle. Pls share specific white to me. My personal top priority ‘s the advance/prepayment. What if mthly installment was RM1k, and i also pay RM1.5k the mth toward financing a/c. Do the fresh new RM500 usually deduct about Principal amt installment loans in Maine, after that reducing the attention charge?
You to definitely said”No”, the additional percentage often park regarding the a good/c and you may utilise once the an excellent mthly cost whenever due. Notice has to be given to financial when the want the other fee to get subtract the primary. She advise us to occupy the full flexi real estate loan.
